Experian – one of three main credit reference agencies – said lenders are looking for three key points when someone makes an application for credit: affordability, including income, employment status and expenditure; their credit report and score, looking at how they have managed credit in the past six years; and the lender’s own records, looking at whether they have been a customer with that lender before.
Experian to include rental payments in credit score under major overhaul
